2025 Federal Budget Highlights
The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
Critical Illness Insurance Explained
A critical illness can happen when you least expect it — and employer benefits may not be enough. Learn how Critical Illness Insurance protects your finances when you need it most.
How Business Owners Can Use Charitable Giving in Estate Planning
For business owners, charitable giving is more than generosity — it’s a powerful estate planning tool. Learn how to support causes you care about, reduce taxes, and leave a lasting legacy.
What You Need to Know About RRIFs
RRIFs come with required annual withdrawals that increase over time. Learn how much you must take out, how it’s taxed, and how to make the most of your retirement income.
Supporting Your Aging Parents Without Sacrificing Your Own Stability
As your parents age, stepping in to help can feel overwhelming. This guide walks you through how to talk about money, gather important documents, secure legal authority, and create a flexible support plan. Learn how to manage caregiving without compromising your own financial well-being.
OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax
The OAS recovery tax in 2025 is based on Line 23400 income and can quietly claw back your benefit. Learn how the clawback works, how much you could receive, and what strategies can help reduce or avoid it—like pension splitting, using a TFSA, managing RRIF withdrawals, and tax-efficient investing.
Personal Life Insurance Planning
Wondering which type of life insurance is right for you? This article breaks down what each option covers, how it works, and what it’s commonly used for—so you can feel confident protecting your family’s future.
2025 Ontario Tax Rates
2025 Ontario Tax Rates – Get the latest provincial and federal tax rates, including marginal rates, capital gains, and dividends. Stay informed and plan ahead!
2025 British Columbia Tax Rates
2025 BC Tax Rates – Get the latest provincial and federal tax rates, including marginal rates, capital gains, and dividends. Stay informed and plan ahead!
Subscribe to our Blog