by Financial Tech Tools | Nov 5, 2025 | 2025, Blog, Business Owners, Estate Planning, Family, Financial Planning, incorporated professionals, Individuals, investment, Mortgage, personal finances, Professional Corporations, Professionals, retirees, Retirement, tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Financial Tech Tools | Nov 3, 2025 | Blog, critical illness insurance, insurance
Critical Illness Insurance Explained Why consider Critical Illness Insurance? The purpose of Critical Illness Insurance is to provide a tax-free lump sum benefit if you’re diagnosed with a covered serious illness. It’s designed to ease the financial pressure that...
by Financial Tech Tools | Oct 1, 2025 | Blog, Business Owners, Charitable Gifting, Estate Planning
Many successful business owners wonder how their hard work will carry forward when they are no longer here. Beyond passing on wealth to family, many also want to leave a lasting impact on their community. Charitable donations in estate planning can achieve both —...
by Financial Tech Tools | Sep 3, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement
What You Need to Know About RRIFs: Turning Your RRSP Into Retirement Income As retirement approaches, many Canadians start wondering: what happens to all the savings they’ve been building in their RRSP? The good news is, your RRSP doesn’t just stop working for you...
by Financial Tech Tools | Aug 4, 2025 | Blog, Estate Planning, retirees, Retirement
Supporting Your Aging Parents Without Sacrificing Your Own Stability It starts gradually. A missed bill here. A forgotten appointment there. Then one day you realize your parents may no longer be able to manage everything on their own. You want to help—but you also...
by Financial Tech Tools | Jul 4, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement
OAS Clawback 2025If you’ve worked hard to build your retirement income, the last thing you want is to see your government benefits clawed back. Yet for many Canadians, the Old Age Security (OAS) recovery tax—commonly called the OAS clawback—can quietly reduce this...
